Why Optimum Global?
Key Benefits Of Optimum Global’s Plans
Generous Cover Available
We offer one of the most generous international health insurance plans available with up to $2.5 million cover per year and no lifetime limits. This gives you and your family access to first class medical care – wherever you are. Our different plans allow you to choose a benefit level to suit you, your family or your employees.
Freedom To Choose
You have the flexibility to choose where, when and by whom you are treated. With our plans you are not limited to emergencies – you can elect to have treatment any time and almost anywhere, including in your home country.
Chronic Care Coverage
Unlike many other international health plans, we offer full coverage for chronic illnesses that occur after you become insured with Optimum Global. This includes conditions such as diabetes, hypertension or kidney conditions that require long term care.
Alternative Medicine
We understand that alternative medicine is an important tool in medical care. So besides inpatient and outpatient care, we also cover alternative medicine. This includes homeopathy, chiropractic treatment and acupuncture.
Global Payment Guarantee
We provide payment guarantees to medical providers for in-patient treatment, meaning that you do not have to pay hospitals or emergency medical evacuation services.
Emergency Evacuation
We will arrange for you to be evacuated to the nearest centre of medical excellence if suitable facilities for emergency treatment are not available locally.
Transportability
You and your family enjoy continued cover even if you are relocated. No additional underwriting is required
24 Hour Dedicated Helpline
We provide a dedicated helpline that you can call upon for assistance at any time, day or night. Highly trained, multi-lingual medical staff will guide and assist you in times of crisis.
Premium Reducing Options
You can enjoy discounts on your premium if you select from a range of optional annual deductibles that will apply to all benefits and to each family member. For example, with our Worldwide plan, the following deductibles and discounts apply.
| Deductible US $ / GB£ / Euro | Annual Premium Discount |
| 500 / 250 / 300 | 20% |
| 1000 / 600 / 700 | 25% |
| 2000 / 1200 / 1400 | 30% |
Choice Of Currency
Optimum Global Health plans are all available in US Dollar, Euro and GB Sterling.
Still have a question about why you should choose Optimum Global? Email us now on enquiries@optimumglobal.com